Equity Loan

Would you like to take advantage of the equity you've built in your home? Considering home improvements or just need extra cash for a major purchase? A Home Equity Loan may be the best solution for you.

• Unlock the equity in your home and take advantage of the lowest interest rates in 40 years
• You choose the lender with the best options and rates
• Possible tax deductible interest
• Finance home improvement projects or other needs
• Lender Gateway will match you with top banks and lending institutions for free, saving you time & money

                     Equity Financing

Most small or growth-stage businesses use limited equity financing. As with debt financing, additional equity often comes from non-professional investors such as friends,
relatives, employees, customers, or industry colleagues. However, the most common source of professional equity funding comes from venture capitalists. These are
institutional risk takers and may be groups of wealthy individuals, government-assisted sources, or major financial institutions. Most specialize in one or a few closely related
industries. The high-tech industry of California's Silicon Valley is a well-known example of capitalist investing.
Venture capitalists are often seen as deep-pocketed financial gurus looking for start-ups in which to invest their money, but they most often prefer three-to-five-year old
companies with the potential to become major regional or national concerns and return higher-than-average profits to their shareholders. Venture capitalists may scrutinize
thousands of potential investments annually, but only invest in a handful. The possibility of a public stock offering is critical to venture capitalists. Quality management, a
competitive or innovative advantage, and industry growth are also major concerns.

Different venture capitalists have different approaches to management of the business in which they invest. They generally prefer to influence a business passively, but will
react when a business does not perform as expected and may insist on changes in management or strategy. Relinquishing some of the decision-making and some of the
potential for profits are the main disadvantages of equity financing.

You may contact these investors directly, although they typically make their investments through referrals.